![]() ![]() ![]() -Enroll in e-Alerts and receive notices regarding account balances, deposits, withdrawals, or when a payment is due.-Transfer funds between your own accounts using shortcut codes you configure.-Send a text message command to receive text message replies regarding the balance of your eligible accounts.NOTE: Text banking is currently fee free, however your mobile phone carrier may charge you standard text messaging fees. Mobile Text Banking allows you to send a text message command to receive text message replies regarding the balance of your savings, checking, certificates, loans, and credit card accounts. A member who has no NSF charges in the past 6 months. A member with a credit score (if known) of at least 600. A member who is at least 18 years of age. – A member who has opened/maintained active Michigan United Credit Union checking account and/or savings account for at least 90 days. Tip 4 – To avoid delays in processing or rejection of your check, please ensure that the quality of the image is clear and in focus. Hold onto the check for a week in case we need to review it. Tip 3 – Write “Deposited” and today’s date on the front of your check. Tip 2 – Deposit by 11 PM ET and your money will generally be available for withdrawal by the next business day, subject to our hold policy. Tip 1 – Restrictive Endorsement: please sign the back of your check and underneath your signature please write “RDC Deposit for Michigan United CU only”. Mobile Check DepositĮligible members have the ability to take a picture of their checks and send in for deposit through the Michigan United Credit Union mobile app. The Jump feature is now enabled in the mobile app. This app includes features such as Person-2-Person payment, Remote Deposit Capture, Card Control, and Biometrics security login features such as face recognition, fingerprint activation to access your account. We are proud to introduce our new Michigan United Credit Union Mobile App which is available for both Apple and Android users. You can view the following information: funds on hold for savings and checking, pending authorization for credit cards, pending ACH transactions, transfer funds between accounts etc. View your account balances, and details for savings, checking, certificates, loans and credit cards. H.A spouse of a deceased member if elected to membership prior to remarriage.You can log into It’sMe24/7 Online Banking from your mobile phone and you can securely access your account. G.Organizations, incorporated or otherwise, composed for the most part of the same general group making up the membership outlined above. F.Members of the immediate families of the foregoing. D.Any person over the age of 55 who receives a retirement annuity, pension, social security, or similar retirement payment from private or government sources, and lives in, or belongs to a retirement organization located in the county, or in a county contiguous to the county where the credit union's main office is located. C.Members of record as of the date of merger, as follows: 1.SPOT Credit Union, Detroit, Michigan, effective Aug2.Detroit Methodist Conference Credit Union, Southfield, Michigan, effective October 1, 1990. The Commissioner may permanently or temporarily revoke the power to add groups under this provision at the Commissioner's discretion. Each group must provide a written request for service to the credit union. B.Employees or members of employer groups or other organized groups which are located within 25 miles of the credit union's main office, which office location is authorized as: 7240 East Twelve Mile Road, Warren, Michigan. A.Members, employees, and pensioners of the United Auto Workers (UAW?CIO) Locals 155, 157, 160, 174, 189, 203, 329, 360 and 408 and employees of the companies which contract with a Local listed above. ![]()
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